TERMS & CONDITIONS
Last Updated: September 9, 2026
Welcome to the Nexa Insurance Advisors LLC website.
These Terms & Conditions govern your use of www.nexadv.com and the online services made available through this website. By accessing or using this website, you acknowledge and agree to these Terms & Conditions.
1. GENERAL INFORMATION
The information provided on this website is intended for general informational purposes and to help consumers learn about insurance products and services that may be available through Nexa Insurance Advisors LLC.
Information presented on this website does not constitute a guarantee that a particular insurance product, carrier, premium, coverage limit, deductible, policy, or other insurance option will be available or appropriate for a particular individual or business.
2. INSURANCE COVERAGE
Insurance coverage cannot be bound, changed, added, deleted, canceled, or otherwise modified solely through the submission of an online form, application, email, text message, WhatsApp message, voicemail, or other electronic communication.
Submitting information through this website, requesting a quote, receiving an estimated premium, communicating with a representative, or completing an online application does not by itself create or guarantee insurance coverage.
Coverage becomes effective only after it has been properly reviewed and confirmed by Nexa Insurance Advisors LLC and, when applicable, the authorized insurance carrier.
All insurance coverage is subject to eligibility requirements, underwriting approval, carrier requirements, policy terms, conditions, limits, deductibles, exclusions, endorsements, and applicable law.
If information displayed on this website differs from the terms of an actual insurance policy, the policy documents issued by the insurance carrier will control.
3. INSURANCE QUOTES AND PROPOSALS
Insurance quotes and proposals are based on the information available at the time they are prepared.
Quotes may change if information provided by an applicant is incomplete, inaccurate, omitted, or later changes.
Insurance carriers may also change rates, underwriting guidelines, eligibility requirements, fees, or other conditions.
A quote or proposal is not an insurance contract and does not guarantee that coverage will be issued.
4. INFORMATION PROVIDED BY USERS
You agree to provide accurate, complete, and current information when requesting insurance products or services.
Insurance eligibility, premiums, coverage, underwriting decisions, and claims may be affected by inaccurate, incomplete, or omitted information.
You are responsible for reviewing information submitted on your behalf and notifying Nexa Insurance Advisors LLC if corrections are needed.
5. INSURANCE CARRIERS AND PRODUCT AVAILABILITY
Nexa Insurance Advisors LLC may work with multiple insurance carriers, managing general agencies, wholesalers, brokers, and other insurance markets.
Insurance products, carriers, coverage options, and pricing vary depending on location, eligibility, underwriting requirements, risk characteristics, and other factors.
Nexa Insurance Advisors LLC does not represent that every insurance carrier or insurance product available in the marketplace is available through our agency.
6. POLICY CHANGES AND SERVICE REQUESTS
Requests submitted through the website for policy changes, additions, deletions, cancellations, certificates, identification cards, documents, or other services are requests only.
A requested policy change does not become effective until it has been reviewed and confirmed by Nexa Insurance Advisors LLC and, when applicable, the insurance carrier.
Clients should contact our office if immediate confirmation is required.
7. ONLINE ACCOUNTS AND CUSTOMER PORTAL
Nexa Insurance Advisors LLC may offer online account or customer portal features.
If you create an online account, you are responsible for maintaining the confidentiality of your username, password, authentication credentials, and other account information.
You agree to notify us promptly if you believe your account has been accessed or used without authorization.
We may suspend or restrict access when reasonably necessary to protect users, information, systems, or the integrity of our services.
8. ELECTRONIC COMMUNICATIONS
Nexa Insurance Advisors LLC may communicate with you through email, telephone, SMS, WhatsApp, online forms, customer portals, or other communication methods consistent with your requests, preferences, and applicable consent requirements.
SMS communications are also governed by our SMS Terms & Conditions.
Information associated with electronic communications is handled in accordance with our Privacy Policy.
9. THIRD-PARTY WEBSITES AND SERVICES
Our website may contain links to insurance carriers, vendors, payment services, communication platforms, or other independent third-party websites and services.
Nexa Insurance Advisors LLC does not control those third parties and is not responsible for their content, availability, privacy practices, security, products, services, or terms.
Links are provided for convenience and do not necessarily constitute an endorsement.
10. NO LEGAL, TAX, ACCOUNTING, OR INVESTMENT ADVICE
Information provided through this website does not constitute legal, tax, accounting, investment, or financial planning advice.
You should consult an appropriately qualified professional regarding matters requiring specialized professional advice.
11. INTELLECTUAL PROPERTY
Unless otherwise indicated, content created or owned by Nexa Insurance Advisors LLC, including text, branding, graphics, design elements, and other original materials, is protected by applicable intellectual property laws.
Website content may be used for personal, noncommercial informational purposes.
Protected content may not be reproduced, distributed, modified, sold, or commercially exploited without appropriate authorization.
Third-party trademarks, logos, and materials remain the property of their respective owners.
12. WEBSITE AVAILABILITY AND ACCURACY
We make reasonable efforts to maintain accurate and current information on our website.
However, we do not guarantee that all website information will always be complete, current, uninterrupted, or error-free.
We may modify, update, suspend, or discontinue website content or functionality when reasonably necessary.
13. DISCLAIMER
Descriptions of insurance products and coverage on this website are general summaries only.
They do not modify, expand, replace, or supersede the terms of any actual insurance policy.
Submitting an online request does not bind or guarantee insurance coverage.
Please review our separate Disclaimer for additional information.
14. PRIVACY
Your use of this website is also subject to our Privacy Policy.
Please review the Privacy Policy for information regarding how Nexa Insurance Advisors LLC collects, uses, shares, and protects personal information.
15. CHANGES TO THESE TERMS
Nexa Insurance Advisors LLC may update these Terms & Conditions from time to time to reflect changes in our services, business practices, technology, or applicable requirements.
Any revised version will be posted on this page with an updated “Last Updated” date.
16. GOVERNING LAW
These Terms & Conditions are governed by applicable federal law and the laws of the State of Florida, to the extent permitted by law.
17. CONTACT US
If you have questions regarding these Terms & Conditions, please contact:
Nexa Insurance Advisors LLC
2409 volunteer ave kissimmee FL 34744
Phone: 407-607-0009
Email: larevalo@nexadv.com
Website: https://www.nexadv.com